Narrated `Aisha: (the wife of the Prophet) Allah's Apostle used to invoke Allah in the prayer saying Allahumma inni a`udhu bika min `adhabi l-qabr, wa a`udhu bika min fitnati l-masihi d-dajjal, wa a`udhu bika min fitnati l-mahya wa fitnati l-mamat. Allahumma inni a`udhu bika mina l-ma'thami wa l-maghram. (O Allah, I seek refuge with You from the punishment of the grave, from the afflictions of the imposter- Messiah, and from the afflictions of life and death. O Allah, I seek refuge with You from sins and from debt). Somebody said to him, Why do you so frequently seek refuge with Allah from being in debt? The Prophet replied, A person in debt tells lies whenever he speaks, and breaks promises whenever he makes (them).